“One can never change the past, only the hold it has on you.”  ~ Merle Shain

It’s 2020!  A chance for a fresh start.  Hurray!  Isn’t that what the New Year is all about?  New beginnings can feel so good, so treat every day like a new beginning. Each morning when we wake up, we can release the past and start fresh.

In our recent Smart Women Survey, we asked you, “What is your biggest financial challenge?” What do you think it was?

  1. “Getting rid of self-limiting beliefs and self-doubt.”
  2. “Earning enough money.”
  3. “Keeping enough of what I earn.”

Looking at these answers, you can see that they are all related to our beliefs or our money mindset.  Yes, how we handle money affects every single area of our lives; where we live, where our children go to school, who we associate with, the kind of food we eat, and even the type of health care we receive.

So even though January and the New Year is always the time we set goals and make New Year’s resolutions, unless we deal with the core issues around money – our belief system and when and how those beliefs were formed — most of the time, they will just be forgotten and pushed aside for more urgent issues or desires.

Okay then, what is the solution?  The secret to all of this is learning how to unleash your financial power.  It will take some work, but if you follow the steps and reach out for support, I promise that you can achieve what might seem impossible today.  I know, because I’ve not only done it myself, but I’ve worked with hundreds of women who have done it, too.

I’m so passionate about helping women unleash their financial power that I have dedicated my life to this mission and have put my personal money coaching materials in the Smart Women’s Academy for you to access for free.  In fact, I’m thrilled that 500 women from 16 countries have already registered and taken my free course, Unlock Your Financial Power.

Now I’ve noticed something.  We all do better with a coach, a mentor, or the support of a community of like-minded people, so we have decided that in 2020 we will be expanding our online programs with more courses on money, health, and career/business.

We are starting first with money – getting to the root of the problems we have with it, releasing those limiting beliefs, getting clear about what you really want, then getting organized and learning how money actually works so you can make more, keep more, and really live a life you love.

We are launching a private Facebook Group so you can connect with others, find a buddy-coach to work with, and post your challenges and your successes.  And, I will be hosting a live monthly call to connect with you, share new ideas, answer questions, and even do some on-the-spot laser coaching.

We cannot do this alone. In fact, it will take a village, and it will take money.  We are a 501(c)(3) nonprofit organization that is supported by tax-deductible donations, so if you want to help us make a difference, you can make a donation that will be used specifically for these programs.

We also invite you to share our programs with your friends.  Invite them to visit www.SmartWomensEmpowerment.org and start by taking our free course, Unlock Your Financial Power because this is where you will create your dream and discover where you are stuck – including those limiting beliefs and challenges you are facing.

The Unlock Your Financial Power course is also designed to help you get very clear about what you really want to achieve in 2020 and in your life.  You’ll be answering questions about “Your Why” – why you are here and what you really, really want to do in the world!

So please register for the Smart Women’s Academy and share it with others.  Take our survey and get start unlocking your financial power. Then watch your inbox for your invitation to the Smart Women’s Academy private Facebook Group.  This group will be invitation only to those who register for the course.

2020 will be our year!  Please come join our Smart Women Movement.  Our goal this year is to have 20,000 women in our community by creating a huge Pay It Forward Campaign and transforming lives around the world.

Don’t forget to tune into Smart Women Talk Radio this month when I share strategies for taking charge of your finances and the founder of Wild Money™, Luna Jaffe, teaches you how to become masterful with your money.  Please schedule time to listen to these interviews.  You can listen live, but better yet, you can listen on-demand from your favorite podcast venue!

It’s time to take charge of your money and make it your friend.  Imagine living with ease and joy, where you are doing what you love, making a difference and money is flowing to you effortlessly.  Take the first step now and Unlock Your Financial Power.  I’m waiting for you and will see you when you register!

Big hugs and Happy New Year!


Katana Abbott, CFP®, is a Retirement Coach, founder of the Smart Women Companies, and the host Smart Women Talk Radio with over a million subscribers.  For over 30 years, Katana has shown women how to take charge of their life and finances and believes it’s never too early to plan for expected and unexpected events like retirement, encore careers, moving abroad, or preparing for long-term care.  She has written several books, created a financial literacy course, and is a popular speaker. Katana has been honored by NAWBO as one of Detroit’s Top 10 Business Women, receiving the Breakthrough Award. To download her new ebook, The Five Biggest Money Mistakes Women Make and How to Fix Them, visit www.katanaabbott.com