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Smart Money Tip #5: Let’s Talk about Budgeting to Save More and Spend Less

Although it might seem obvious that we should spend less and save more, but as a society, we have been taught and are actually encouraged to spend every penny we earn. We’re constantly tempted with offers to buy now and pay later. These messages lead many to live beyond their means. As a result, they live paycheck-to-paycheck or client-to-client! This …

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