Crafting Your Flexible Career to Match Your Lifestyle

Crafting Your Flexible Career to Match Your Lifestyle

This is an exciting time for working women!  We are exploring flexible career options this month with two brilliant authors, Flex Career Expert, Kathryn Sollmann and Encore Career Expert, Nancy Collamer.

I’ve been fortunate to have designed a flexible career both when my daughters were young, and later when my step-father and mother needed me to step in as the Designated Caregiver®. I actually built an office onto my home and saw clients there. I later moved back to the corporate office while my daughters were in school, but ten years later when I was  47, I retired from my financial planning career to work virtually from home again to launch Smart Women’s Empowerment and Smart Women’s Coaching so I could write, speak, and teach women how to create prosperity and while living their purpose.

If you want to spend more time with your children or be available for aging parents or an ailing spouse and feel that your only option is to take a hiatus from your career, think again!  Kathryn Sollmann says, “Any time out of the workforce comes at a big price:  a woman loses up to four times her salary each year she’s out of the workforce.”  As a financial advisor, I can attest to this. Kathryn will be sharing how time out of workforce it affects not only your Social Security, pensions, and retirement savings, but also your confidence and ability to get back into the workforce later. Kathryn will discuss many new options, so don’t miss her show!

If you’re planning for retirement or already at ‘retirement age’ but want to continue working—whether to supplement your income or to stay mentally and physically active—veteran career coach Nancy Collamer shows how to identify your favorite interests and expertise and repackage them into more than fifty ways to earn income.

I’ve always advocated that you want to retire to something rather than from something, by working at something you love during retirement — something where you can again make a difference, perhaps your legacy.  Plus, earning just $10,000 a year in your encore career is equivalent to having an extra $250,000 in your retirement account.  You may be thinking, “How can that be?”  It’s because you really shouldn’t be taking more than 4% from your portfolio if you want it to last for 30 years or more.  So you would need $250,000 earning 4% to provide you with an additional $10,000 in retirement income. Now ask yourself, which is easier:  Earning $10,000 doing something you love or trying to save another $250,000 so you can retire?

This is your chance to explore your options. It’s your opportunity to learn from two very smart women!  Get ready for some exciting shows.  Please help us share Smart Women with other women in your life.  Invite them to visit www.joinsmartwomen.com so they can receive this ezine and get free access to the Smart Women’s Academy!

Katana Abbott, CFP® practitioner, is a Wealth Coach™, host of the Smart Women Talk Radio™, founder of the Smart Women Companies with over 1 million subscribers globally, inspirational speaker and author of several books. She began her financial planning career in 1987 and became a Certified Financial Planner™ practitioner. In 2003, Katana created Smart Women’s Coaching® to offer financial coaching and educational workshops for women in transition who are dealing with caregiving, death of a loved one, divorce, retirement or looking to create or grow a business.  She founded Smart Women’s Empowerment in 2008 to bring free financial empowerment resources and programs to women around the world through her team of Contributing Experts. To learn more about Katana Abbott visit www.katanaabbott.com.

‘Styx’ tackles morality on the high seas

‘Styx’ tackles morality on the high seas

“Styx” (2018 production, 2019 release). Cast: Susanne Wolff, Gedion Odour Wekesa, Felicity Babao (voice), Alexander Beyer (voice). Director: Wolfgang Fischer. Screenplay: Wolfgang Fischer and Ika Künzel. Web site. Trailer.

When confronted with difficult situations, most of us probably do our level best to do the right thing. Were we to do otherwise, we’d likely have trouble living with ourselves, so earnestly taking steps to accommodate the circumstances often comes naturally, almost like a knee-jerk reaction. But what do we do when we’re faced with something particularly troubling, a scenario in which we’re up against seemingly impossible odds? Such circumstances push us to take a hard look at ourselves to see just how far we’ll go, a conundrum faced by a woman with her back against the wall in the new high seas drama, “Styx.” (more…)

Top Ten Signs of Alzheimer’s

Top Ten Signs of Alzheimer’s

Note: This list is for information only and not a substitute for a consultation with a qualified professional.

Please list any concerns you have and take this sheet with you to the doctor.

  1. MEMORY LOSS THAT DISRUPTS DAILY LIFE. – One of the most common signs of Alzheimer’s disease, especially in the early stage, is forgetting recently learned information. Others include forgetting important dates or events, asking for the same information over and over, and increasingly needing to rely on aides (e.g., reminder notes or electronic devices) or family members for things they used to handle on their own. What’s a typical age-related change? Sometimes forgetting names or appointments, but remembering them later.
  2. CHALLENGES IN PLANNING OR SOLVING PROBLEMS. – Some people may experience changes in their ability to develop and follow a plan or work with numbers. They may have trouble following a familiar recipe or keeping track of monthly bills. They may have difficulty concentrating and take much longer to do things than they did before. What’s a typical age-related change? Making occasional errors when balancing a checkbook.
  3. DIFFICULTY COMPLETING FAMILIAR TASKS AT HOME, AT WORK OR AT LEISURE. – People with Alzheimer’s disease often find it hard to complete daily tasks. Sometimes they may have trouble driving to a familiar location, managing a budget at work or remembering the rules of a favorite game. What’s a typical age-related change? Occasionally needing help to use the settings on a microwave or to record a television show.
  4. CONFUSION WITH TIME OR PLACE. – People with Alzheimer’s can lose track of dates, seasons and the passage of time. They may have trouble understanding something if it is not happening immediately. Sometimes they may forget where they are or how they got there. What’s a typical age-related change? Getting confused about the day of the week but figuring it out later.
  5. TROUBLE UNDERSTANDING VISUAL IMAGES AND SPATIAL RELATIONSHIPS. – For some people, having vision problems is a sign of Alzheimer’s. They may have difficulty reading, judging distance, and determining color or contrast, which may cause problems with driving. What’s a typical age-related change? Vision changes related to cataracts.
  6. NEW PROBLEMS WITH WORDS IN SPEAKING OR WRITING. – People with Alzheimer’s disease may have trouble following or joining a conversation. They may stop in the middle of a conversation and have no idea how to continue or they may repeat themselves. They may struggle with vocabulary, have problems finding the right word or call things by the wrong name (e.g., calling a “watch” a “hand clock”). What’s a typical age-related change? Sometimes having trouble finding the right word.
  7. MISPLACING THINGS AND LOSING THE ABILITY TO RETRACE STEPS. – A person with Alzheimer’s may put things in unusual places. They may lose things and be unable to go back over their steps to find them again. Sometimes, they may accuse others of stealing. This may occur more frequently over time. What’s a typical age-related change? Misplacing things from time to time and retracing steps to find them.
  8. DECREASED OR POOR JUDGMENT. – People with Alzheimer’s may experience changes in judgment or decision making. For example, they may use poor judgment when dealing with money, giving large amounts to telemarketers. They may pay less attention to grooming or keeping themselves clean. What’s a typical age-related change? Making a bad decision once in a while.
  9. WITHDRAWAL FROM WORK OR SOCIAL ACTIVITIES. – A person with Alzheimer’s disease may start to remove themselves from hobbies, social activities, work projects or sports. They may have trouble keeping up with a favorite sports team or remembering how to complete a favorite hobby. They may also avoid being social because of the changes they have experienced. What’s a typical age-related change? Sometimes feeling weary of work, family and social obligations.
  10. CHANGES IN MOOD AND PERSONALITY. – The mood and personalities of people with Alzheimer’s can change. They can become confused, suspicious, depressed, fearful or anxious. They may be easily upset at home, at work, with friends or in places where they are out of their comfort zone. What’s a typical age-related change? Developing very specific ways of doing things and becoming irritable when a routine is disrupted.

If you or someone you care about is experiencing any of the 10 Warning Signs of Alzheimer’s disease, please see a doctor to find the cause. Early diagnosis gives you a chance to seek treatment and plan for your future. The Alzheimer’s Association can help. Visit alz.org/10signs or call 800.272.3900 (TTY: 866.403.3073).

(Reprinted with permission from the Alzheimer’s Association.

Visit http://www.alz.org for more information.)

Can We Heal the Polarization of Our People? Yes! and Here’s How…

Can We Heal the Polarization of Our People? Yes! and Here’s How…

Recently, I have had a couple of experiences that have brought the increasing polarization within the United States to my attention–again–and the need to heal the polarization.

Last month I came under attack on my Facebook professional page from an organized hate group of volatile medical doctors who demonstrated little concern for actual facts or science. Seems an oxymoron, right? The very same week, I realized that the TED X talk I was set to deliver shortly was being heavily censored by the hosting committee. These two events got me thinking a lot about our current culture, its divides, and how this relates to our overall health and development as a society. (more…)

Is Winter Solstice Impacting Your Mood Too?

Is Winter Solstice Impacting Your Mood Too?

The shortest day of the year, the first day of winter, or Winter Solstice celebrates the power of faith. The faith we must have that the light will return. The faith we most hold that, like the sleeping seeds beneath the earth, our own seeds of creativity will once again sprout, grow, and bear fruit. This is the season to reach out to those we love and spend time in laughter, stillness, and communion. This is not the season of bustle, but the season of hibernation and rest. As the earth gently sleeps, so must we. All is in suspended animation. (more…)

Finding Simplicity and Ease in 2019

Finding Simplicity and Ease in 2019

As we begin the new year, it is a perfect time to release “Mind Clutter,” or limiting beliefs and behaviors that are no longer serving us in order to make room for new empowering beliefs and goals that will help us live a more joyful life in 2019.  Isn’t it time for more simplicity and ease?

Deepak Chopra suggests that each day we ask ourselves these three questions about how we are living our lives:

  • Is if fun?
  • Is it easy?
  • Am I getting results

Often, when we are experiencing a lot of pain and challenges, it’s the Universe’s way of getting our attention.  The Law of Intention states that we are actually creating our experiences and manifesting  our reality through our thoughts and of course, our actions.

The challenges and chaos of daily life can sometime make us forget about the powerful spiritual Laws of the Universe that provide us the keys to creating a life we truly want.  Daily practices, or special rituals that give us time to clear our head and our energy can be very powerful in helping us access these spiritual forces that are available to each of us.

I begin each year with a simple, yet powerful fire ritual that I’d like to share with you.  You can do it alone, but it is even better as a group activity.

Please make some time for this simple Releasing and Receiving Exercise to clear any mind clutter by creating space for what you really want.  Follow these steps, and you will notice a shift in your energy, joy, and ease.

RELEASE

  • Go to a quiet place where you can focus.  Take 3 deep breaths and slowly tune out everything that is going on around you.
  • Take out a piece of paper and at the top of the paper write, “I AM RELEASING.”
  • Create a handwritten list of what you want to release in your life.  These are beliefs, experiences, or behaviors that are no longer serving you.  You can include any negative thoughts like fear, doubt, worry, scarcity, or relationships.  Close your eyes and allow experiences or actions that still haunt you with feelings of resentment, embarrassment, or regret.  Since you cannot change the past, you must simply let them go once and for all.  Write them all down.
  • Put the energy of these experiences or beliefs into this piece of paper.  Take your time.
  • When you are finished, you will need to destroy the list.  I suggest that you actually burn the paper in a fire ceremony, but of course, please be careful.  If burning the paper is not an option, you can also shred it, but the paper must be destroyed.  Do not keep the list.
  • As you do this, take a deep breath and release the energy that was associated with these beliefs.

RECEIVE

  • Next, I want you to create a new handwritten list of the things that you want to bring into your life.
  • At the top of this paper write, I AM RECEIVING.
  • Write each of these new statements as “I am.”  For example:  “I am bringing more joy, love, and ease into my life.”  Write as if these things are already happening.
  • Think about who you want to be in this new year.  How you want to feel, how you want to respond to the moment, and what you want more of.
  • Put this new list where you can see it.  Then take a moment every day to focus on this list.  Really feel the intention you are sending out to the Universe.
  • Write about the miracles and new positive experiences in your Gratitude Journal.  Focus on the new joy and abundance that is flowing into your life with each day.  Notice what is truly important.

This exercise is so simple, yet it is also so powerful.

If you do this exercise, please let me know about your experience.  You can post your experience below or email me at katana@katanaabbott.com  I look forward to hearing from you!

 

Katana Abbott, CFP® practitioner, is a Wealth Coach™, host of the Smart Women Talk Radio™, founder of the Smart Women Companies with over 1 million subscribers globally, inspirational speaker and author of several books. She began her financial planning career in 1987 and became a Certified Financial Planner™ practitioner. In 2003, Katana created Smart Women’s Coaching® to offer financial coaching and educational workshops for women in transition who are dealing with caregiving, death of a loved one, divorce, retirement or looking to create or grow a business.  She founded Smart Women’s Empowerment in 2008 to bring free financial empowerment resources and programs to women around the world through her team of Contributing Experts. To learn more about Katana Abbott visit www.katanaabbott.com.

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