Put Yourself at the Top of the List

Put Yourself at the Top of the List

When I was raising my daughters and working full time ten years ago, I did not make time for myself, and it cost me my health. In fact, I was so busy working long hours, leading events, driving kids to after-school activities, and caring for elderly parents, that I had forgotten to make time for myself. I thought I was superwoman, and it took a toll on me!

At 47, I had arthritis and I was overweight. I remember going all day at work without eating or even drinking a glass of water. At night, after taking care of everyone else, I’d pass out, only to get up and do it all over again the next day.

When my step-father had lung cancer, I knew something had to give. My arthritis had gotten so bad that I had to be pushed in a wheel chair while touring the retirement home for my parents that I was visiting.

I was done, and this was my wake-up call!

I know I’m not alone in my story. It often takes a big moment like our health to get our attention, but it doesn’t need to be this way. Why not add yourself to the top of the top of list today?

Because I had set up systems and a team so my business could run without me. I was able to sell my practice and retire financially free to follow my passion of helping women prepare for life’s unexpected and expected events, to create encore careers, and to set the stage for a joyful retirement.

Being prosperous and prepared is not just about money! What women are really looking for is happiness, vibrant health, and financial security. Prosperity includes all three. This is where the “self-care” comes in.

Please don’t wait until a crisis occurs. Start your self-care plan today.  I now spend my mornings working out. In the summer, I ride my bike on the nature trails and swim in the lake.  In the winter, I belong to a sports club where I have many wonderful female friends who are all over 60 – some in their 80s.  These ladies do yoga almost every day and look fabulous! I see how happy they are traveling and enjoying their lives. They are my inspiration to keep going!

I have also taken up Plein Air painting on Saturdays. This is where I meet other artists at one of our fabulous Michigan parks that is filled with wonderful lakes, lily pads, and amazing views. The key is that this type of paining incorporates all of your senses: sight, sound (like the sand cranes flying overhead), smell (like the most air at dusk), and I’m connected to Mother Earth – which is so grounding.  These artists do this year-round!

Create your own mind, body, and spirit self-care plan now!

To learn where to start, you can listen to our two fabulous interviews this month.  Chris Crowley, author of, Younger Next Year: A Guide to Living Like 50 Until You’re 80 and Beyond, will inspire and educate you on why it is important to exercise every day so you can take your vitality into your 80s and 90s.  Wait until you hear what he is doing in his 80s!

Acharya Shunya will be sharing tips from her book:  Ayurveda LIfestyle Wisdom:  A Complete Prescription to Optimize Your Health, Prevent Disease, and Live with Vitality and Joy.

I believe these interviews will arm you with smart tips you can easily implement into YOUR life. Just give yourself permission to put yourself on the top of the list so you can live with purpose, passion and prosperity now and for the rest of your life!

 

Katana Abbott, CFP® practitioner, is a Wealth Coach™, host of the Smart Women Talk Radio™, founder of the Smart Women Companies with over 1 million subscribers globally, inspirational speaker and author of several books. She began her financial planning career in 1987 and became a Certified Financial Planner™ practitioner. In 2003, Katana created Smart Women’s Coaching® to offer financial coaching and educational workshops for women in transition who are dealing with caregiving, death of a loved one, divorce, retirement or looking to create or grow a business.  She founded Smart Women’s Empowerment in 2008 to bring free financial empowerment resources and programs to women around the world through her team of Contributing Experts. To learn more about Katana Abbott visit www.katanaabbott.com.

‘Styx’ tackles morality on the high seas

‘Styx’ tackles morality on the high seas

“Styx” (2018 production, 2019 release). Cast: Susanne Wolff, Gedion Odour Wekesa, Felicity Babao (voice), Alexander Beyer (voice). Director: Wolfgang Fischer. Screenplay: Wolfgang Fischer and Ika Künzel. Web site. Trailer.

When confronted with difficult situations, most of us probably do our level best to do the right thing. Were we to do otherwise, we’d likely have trouble living with ourselves, so earnestly taking steps to accommodate the circumstances often comes naturally, almost like a knee-jerk reaction. But what do we do when we’re faced with something particularly troubling, a scenario in which we’re up against seemingly impossible odds? Such circumstances push us to take a hard look at ourselves to see just how far we’ll go, a conundrum faced by a woman with her back against the wall in the new high seas drama, “Styx.” (more…)

Should It Stay or Should It Go?

Should It Stay or Should It Go?

After the holiday onslaught of gifts and gets, the new year is the perfect opportunity to declutter.  You start January armed with a label maker and ready to organize, but the volume of stuff makes it almost impossible.  As the nation’s top decluttering expert, people ask me all the time, “What’s the easiest way to organize?”  “Simple,” I say.  “Have less stuff.”

But letting go of clutter is difficult. We have actual emotional blocks that keep us from letting go of our clutter. Seven of them to be exact.  In my upcoming book, MAKING SPACE, CLUTTER FREE: The Last Book On Decluttering You’ll Ever Need, I discuss all seven of the emotional blocks and how to break free of them.

Some of the emotions that get in the way include: sentimentality (but Aunt Lois gave it to me, how could I possibly get rid of this lamp that doesn’t work?), guilt (but I spent so much money on them, how could I possibly get rid of these ridiculously high heels I’ll never wear?), or pure fantasy (but someday I might take up mountain climbing so how can I get rid of all this rope?).   If you deal with clutter on a daily basis, you know these can be powerful stumbling blocks.  If you are grappling with any of these emotional blocks, how do you declutter?  Here are 5 simple questions to ask yourself about any item in your home or office to decide …

Should it Stay or Should it Go?

If you want to keep it and you say yes to any of these questions, it can stay! If the answer is no, then it goes!

  1. Do you use it on a semi-regular basis? By semi-regular, I mean at least once year, such as the large platter I have that holds the turkey at Thanksgiving. I have used it every year for over two decades, and it stays. The old sleeping bags that haven’t been on a camping trip in ten years should go.
  2. Is it making you money?  Do you use it for work, or does it help you generate income somehow? It stays. Whatever is piled up in the corner of the family room for that someday garage sale that you’re never going to have should go.
  3. Can you buy it again for a reasonable price or borrow it?  Is it costing you more to store it or fix it than it would to buy it again? Or is it something everyone has and it would be easy (and free) to borrow from someone you know? It should go.
  4. Do you have a place to put it away in your home?  Is it in a comfortable place where it fits easily? Great! It stays. Is it shoved on a closet shelf so that every time you open the closet door, it falls on your head? It goes.
  5. Do you love, love, love it?  I mean, do you love it? If yes, then it stays. If it’s okay, I sort of like it, “I hate it but so-and-so gave it to me,” it goes.

These five questions will help you launch your decluttering process.  Every time you hit up against one of your emotional blocks, ask yourself these questions and letting go will become easier.  It’s a process so remember to start with the easy stuff (not family photos or your beloved grandmother’s jewelry) and set yourself up for decluttering success!

The child of a hoarder, Tracy McCubbin knows firsthand that the grip “stuff” can have over some people is very real.  In 2007, while working as an assistant for a major television director, Tracy discovered she had the ability to see through any mess. Ten years later, dClutterfly is Los Angeles’ #1 Home Organization company, serving clients like Mindy Kaling and Ray Romano, as well as countless producers, directors, and executives. Tracy’s book Making Space Clutter Free: The Last Book of Decluttering You’ll Ever Need (Spring 2019), reveals the seven emotional blocks we have with regard to our “stuff” – and how to cure them while creating permanent change for a happier, healthier, and clutter-free life. To learn more about Tracy, go to tracymccubbin.com.

Choose to Marry Yourself

Choose to Marry Yourself

Some of you might know that my son married the love of his life last month in one of the most beautiful ceremonies I have ever seen. One of the parts of the ceremony I loved the most was when his wife said, “we are not meant to be together, we choose to be together. Over the last 11 years we have chosen each other again and again and again. This is not destiny or serendipity, this is conscious choice that we will continue to make for the rest of our lives.

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Crytpocurrency Scams and Phishers Posing as Elon Musk, SpaceX, Tesla, Your Friends and Family and More.

Crytpocurrency Scams and Phishers Posing as Elon Musk, SpaceX, Tesla, Your Friends and Family and More.

Crytpocurrency Scams and Phishers Posing as Elon Musk, SpaceX, Tesla, Your Friends and Family and More.

Pages and Profiles Impersonating Elon Musk, SpaceX, Tesla, or a Friend or Family Member Are Offering Free Cryptocurrency, Free Government Money or Threatening You With Fines and Fees. Beware and be informed!

Some very aggressive scams are targeting crypto and Elon Musk fans, impersonating Elon, SpaceX and Tesla, and even showing up as a friend or family member. Your best defense is to know the red flags of a scam and avoid the ruse altogether. If you spot a fake page or profile report it immediately to the social network, to the Internet Crime Complaint Center and to the FTC. (Click on the blue-highlighted links to access.) Share this blog with your friends and family members because as soon as one page or profile is reported, another one is created. Below are a few ways to spot scams before you hand over your information.

Red Flags of a Scam
Very aggressive scams, set up on pages and profiles that look legitimate, are targeting cryptocurrency fans. Phishers and scam artists use all kinds of ruses to lure in unsuspecting victims, including posing as a friend or family member, as your bank, as a lottery win, or as a sure-shot, can’t lose investment. Below are a few questions to ask yourself before you hand over any personal information or money. Most scams are alike in that the devil is in the details. If you look closely enough, the cracks in the façade of the fraud are quite visible.

Remember that if it sounds too good to be true, it probably is.

Red Flags

  1. Pushy salesman or person.
  2. Email or URL looks fake.
  3. Misspelled words.
  4. Promises of fast, easy, often free money.
  5. Comes in as a phone call, email or shared on a friend’s timeline.
  6. Guarantees that you can’t lose.
  7. Require you giving personal information.
  8. Require you giving money first.
  9. Website doesn’t have a physical business address.
  10. 800 phone number and fill-in-the-blank contact form, instead of a staff member and real email address to contact.

Before buying anything from anyone you don’t know, or sharing any of your personal information, you need to check out a few more things.

1. Find out who owns or leads the company. Read their bio and then Google that person with the phrase “SEC fines lawsuits scams” and see what turns up.
2. Click on the Contact Us link. If you don’t see a physical address and phone number, that is a red flag. If there is only an 800 number and a fill-in the form email submission, the warning bells and whistles should be going off for you.
3. About Us. What do you see on the About Us page? A legitimate corporation will list the executives and their bios. A questionable enterprise will have a video and sales pitch, with stock photos and no mention of who is running the company and how you can get in touch with someone there.
4. Referred by a Friend or Family Member? Sadly, this is the most common way for people to get roped into scams and losses. Many people fell for Madoff in this manner.

Below are two screen shots from pages that are impersonating Elon Musk and SpaceX.

The Fake Elon Musk Tweet
If you look closely on this page, you’ll see that the official Elon Musk account replied to Tech Girl. Right below that a fake account with Elon Musk’s name and the same profile picture replies again offering a sweetened deal. Further in the thread the same scam artist offers free Bitcoin and Ethereum, and even a chance to win a Tesla. However, there is no “official” check mark next to the scam artist’s profile, and the “real name” shows up on the right as GizeMyOrgun.

The Fake SpaceX page.
If you look in the comments on the screen shot below, you’ll see that there is a “huge giveaway for our community!” The page is set up to look like it is run by SpaceX. However, on the About page, you can see that the page is actually run through a URL m.me/spacexpage. Even the “Official: SpaceX” Facebook page is not really official. Both Facebook and Twitter make it easy to spot verified pages with their blue check marks. If you see the word “official” without the check mark, chances are it is a fraud.

Private Message from a Friend or Family Member on Social
Last week, someone set up a fake account of my aunt, using her family pictures. They sent me a friend request, which I immediately accepted. Then they sent me a message about something very important that they’ve been wanting to get in touch with me about. The scam artist asked if I had heard of grants from the Health and Human Services. “My aunt” then told me that it was completely legitimate and $100,000 had shown up in her bank account. At that point, I reported the profile to Facebook. I noticed that other relatives had accepted the friend request. Facebook was very quick about deactivating the account (within minutes!).

It’s clear that there is a very aggressive campaign of fraud going on right now, through multiple channels. So, protect yourself. Never give out any information to anyone who contacts you online, by phone or through email. If you worry that your bank needs something from you, go visit your local branch.

If you are worried about your finances, your budget or your investing strategy, or if you have lost a fortune on cryptocurrency or gold, it pays to get The ABCs of Money that we all should have received in high school. I just published The ABCs of Money, 2nd edition last month on Kindle. It’s updated with 2018 data, statistics and information, and costs only $3.99.

If you want to make sure you are safe and protected in your nest egg before the next market correction, call 310-430-2397 or email info @ NataliePace.com to receive an unbiased second opinion on your current strategy. You can learn to save thousands annually in your budget when you stop making the billionaire corporations rich at your own expense. If the myth that you can make ends meet by cutting out café lattes and avocado toast worked, then you wouldn’t still be in debt. It’s the big-ticket bills that are sucking the health out of your husbandry, and there are solutions. Our easy-as-a-pie-chart nest egg strategies earned gains in the last two recessions, at a time when most people lost more than half, and have outperformed the bull markets in between. Call 310-430-2397 to learn more now.

Article originally posted on https://www.nataliepace.com

Natalie Wynne Pace is the co-creator of the Earth Gratitude project and the author of the Amazon bestsellers The Gratitude Game, The ABCs of Money and Put Your Money Where Your Heart Is (aka You Vs. Wall Street). She has been ranked as a No. 1 stock picker, above over 835 A-list pundits, by an independent tracking agency (TipsTraders). The ABCs of Money remained at or near the #1 Investing Basics e-book on Amazon for over 3 years (in its vertical).

 

 

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