“Obstacles are those frightful things you see when you take your eyes off your goals.” – Henry Ford

Summer is nearly over, and we are now moving into the last quarter of 2022. 

Are you feeling a bit overwhelmed with all that you have ahead of you?  Are you thinking of waiting until 2023 to start new goals or projects?  If so, I totally understand!  But why is it most people start new things in January only to give up after a few weeks?  Let me tell you why!

Life, business, and our planet follows cycles.  What if you planned your life, your career, and your goals around the cycles of the four seasons? 

Spring:  Organize and plant your garden.  Spring is a great time for planning and beginning new projects. 

Summer/Fall:  Nurture and then harvest.  These seasons are perfect for you to be growing, finishing up projects, and reaching your goals.

Winter:  Allow time for restoration.  This is an ideal time to release what is no longer serving you, so you can go inward and generate ideas. 

Now do you see why setting big goals in January just doesn’t make sense? 

This is why I’ve created a 90-day challenge to help you reach your 2022 goals before the end of the year, and it begins today, September 6th and runs until December 5th. 

Imagine reaching your year-end goals by December 5th, so you are free to celebrate with family, friends, and clients, and be in momentum when 2023 begins!

To give you the tools you need to get started, please read the two articles I’ve selected for you this month, to help you gain clarity and confidence to move into 2023 knowing exactly where you’re headed:

  • 5 Steps for Manifesting Your Year-end Goal and Beyond
  • Overcoming Toxic Productivity

Plus, to get you started on the right foot, I’ve selected two amazing guests this month. Air B&B Super Host, Colleen Kilpatrick and I will kick off the program together as she will tells how she has created not one, but two fantastic long-term rentals to generate passive income.  You don’t want to miss this interview! 

I’ve also invited keynote speaker and author, Debbie Peterson, to share her secrets on overcoming the fear and limiting beliefs that hold us back from getting what we want in life and our careers.

We have something special planned each month over the next 90 days, so you can finish up your year rejuvenated, happy, and having reached your year-end goals!  Let’s do this together!


Katana Abbott, CFP®, is a Midlife Millionaire® Coach, founder of the Smart Women Companies, and the host Smart Women Talk with over a million subscribers.  For over 30 years, Katana has shown women how to take charge of their life and finances and believes it’s never too early to plan for expected and unexpected events like retirement, encore careers, moving abroad, or preparing for long-term care.  She has written several books, created a financial literacy course, and is a popular speaker. Katana has been honored by NAWBO as one of Detroit’s Top 10 Business Women, receiving the Breakthrough Award. To download her new retirement guide, Three Smart Strategies to Maximize Your Retirement Income visit www.katanaabbott.com